SnappyRates Team


The SnappyRates Team comprises personal finance writers who have reviewed and personally tested hundreds of financial products in the Canadian space. With over 20 years of combined experience to draw from and expertise in all things credit cards, banking, insurance, and mortgages, our goal is to provide you with the most comprehensive guides and resources to help you on your financial journey.

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12 Best Used Car Websites in Canada for 2023

Purchasing a used car in Canada has now become easier with reputable online platforms to narrow down your choices. However, with the many used car websites in Canada now available, which is best to use?  Read on to find out what reliable websites you can go to when you want to buy used cars for ...

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The Best Credit Cards for Bad Credit in Canada

If you have a bad credit score, you may think you’re out of luck when applying for a credit card. That is correct, on some level, as you won’t qualify for regular or premium credit cards. However, there are several credit cards specifically for those with bad credit, including secured cards, unsecured cards, and prepaid ...

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The Best No Annual Fee Credit Cards in Canada

No annual fee credit cards don’t charge any annual or monthly fees to use the card. They are great starter credit cards and often come with cash back or travel perks. If you want to avoid paying up to $500 each year for a credit card, consider signing up for one without an annual fee. ...

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RBC InvestEase Review 2023: Big Bank Robo-Advisor

Fintech companies like Wealthsimple and Questrade pioneered the growth of the Robo-advising industry in Canada. And with advancements in financial technology, big banks have been joining the movement. RBC InvestEase is one of the top bank-owned Robo-advisors in Canada. Another one is BMO SmartFolio. There are two main reasons why people consider the investing services ...

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The 20 Best Ways to Get a Free Virtual Phone Number in Canada

Canadian citizens pay among the highest rates in the world for wireless phone service, with monthly costs that hover around $144 for a 4G phone plan with 100+ gigabytes of mobile data, on average. Many people blame the lack of competition in the telecommunications industry.  To solve that problem, enter virtual phone numbers. If you’re ...

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The Best Prepaid Credit Cards in Canada for 2023

Prepaid credit cards are a great way to spend money and earn rewards while paying no interest on your purchases. While they don’t help build your credit score, one major advantage of a prepaid card is that you won’t go into debt and can manage your finances better, as you’re only spending the money that ...

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The Best Credit Cards For Newcomers to Canada (2023)

New immigrants to Canada have a lot to think about – getting a job, finding a place to live, opening a bank account, and more on top of settling into an entirely new lifestyle. It can be difficult to be approved for a credit card, especially if it’s your first time getting a credit card ...

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