SnappyRates Team

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The SnappyRates Team comprises personal finance writers who have reviewed and personally tested hundreds of financial products in the Canadian space. With over 20 years of combined experience to draw from and expertise in all things credit cards, banking, insurance, and mortgages, our goal is to provide you with the most comprehensive guides and resources to help you on your financial journey.

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GST HST Payment Dates

GST Payment Dates 2024: How Much GST/HST Credit Will You Get?

The Goods and Services Tax (GST) credit is a tax-free benefit paid out every quarter to eligible Canadians with low-modest incomes. In some provinces, this tax credit is referred to as the Harmonized Sales Tax (HST) credit. The GST/HST credit program is administered by the Canada Revenue Agency (CRA). Depending on your province of residence, ...

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Credit Monitoring Services in Canada

Credit Monitoring Services in Canada and What They Do

Keeping your financial life in shape involves many checks and balances and paying attention to what’s going on with your credit profile. With the recent increases in fraudulent financial activities and data breaches, it is important to consider a credit monitoring service that alerts you to potential problems with your credit report. You also get ...

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Best Free Chequing Accounts in Canada

Top 6 Free Chequing Accounts in Canada: No-Fee Banking 2024

Below, I summarize some of the best free chequing accounts in Canada, plus how to waive monthly fees if you prefer to do your banking with a big bank. What is there not to love about a free chequing account? Canadians pay more than $200 per year on average in bank fees, and a good ...

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free credit score canada

How To Get Your Free Credit Score in Canada in 2024

Checking your credit score used to cost $20 or so each time you looked it up. That was until recently when companies like Borrowell and Credit Karma started making them available for free. This easy access to your credit score means you can monitor it for fraudulent activity as well as for changes if you ...

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